Projected monthly cash income
$0
—
Projected monthly earned income
$0
Commissions + overrides + residuals + payable bonuses
Projected annual earned income
$0
Monthly earned × 12 · constant run-rate, not guaranteed
Total WGB bonuses
$0
Personal WGB + payable direct + indirect matches
Validation tests (from the build spec) —
Legend: 2026 PLAN rule taken from the 2026 bonus documents ·
ASSUMPTION agency modeling assumption you can change ·
ESTIMATE the plan needs data this calculator can't see, so the value is an interpretation you should confirm against your bonus statement.
Commission rates use each contract's headline 1st-year Whole Life rate (60% CA B5, 65% SA D6, 70% GA F6/F7, 80% MGA K6/K7, 82.5% RGA T7). Term, Executive and Select products pay lower 1st-year rates under those schedules. Overrides use a rate-differential model; actual payable overrides follow your compensation contract. The official WGB is paid weekly on month-to-date Bonus Net ALP; the monthly figures here are estimates. Leadership qualification depends on recruiting credits, timing rules and growth figures from your bonus reports. This tool projects income. It is not guaranteed compensation, a contract or an offer of earnings.
Commission rates use each contract's headline 1st-year Whole Life rate (60% CA B5, 65% SA D6, 70% GA F6/F7, 80% MGA K6/K7, 82.5% RGA T7). Term, Executive and Select products pay lower 1st-year rates under those schedules. Overrides use a rate-differential model; actual payable overrides follow your compensation contract. The official WGB is paid weekly on month-to-date Bonus Net ALP; the monthly figures here are estimates. Leadership qualification depends on recruiting credits, timing rules and growth figures from your bonus reports. This tool projects income. It is not guaranteed compensation, a contract or an offer of earnings.